2020 BAM to CDF Historical Review

YEARLY HIGH

1237.2879 CDF

YEARLY LOW

924.9110 CDF

YEARLY AVERAGE

1081.7029 CDF

2020 BAM to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1237.2879. Conversely, the yearly low was recorded on December 6, dropping to 924.9110.

This high-to-low spread represents a total annual volatility of 312.3768 CDF. From a start-to-finish perspective, comparing the January average rate of 957.4893 to the December average rate of 1216.4322, the exchange rate registered a net change of 27.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1237.2879 was up 27.82% compared to the 2019 peak of 967.9757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,186,439 CDF

2019 Average 4,731,050 CDF

Yearly Trough Low 4,624,555 CDF

Transaction Impact: A difference of 1,561,884.15 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1243.7731

915.6828

JanuMarcMayJulySeptNove

BAM to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 981.9951, compared to 1181.4107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 199.4157 points.

H1 Avg (Jan–Jun) 981.9951

H2 Avg (Jul–Dec) 1181.4107

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 312.3768 CDF (High: 1237.2879 / Low: 924.9110). On the other end, January was the most stable month, with a tight range of 16.8884 CDF (High: 966.0054 / Low: 949.1170).

December Spread (Volatile) ±312.3768

January Spread (Stable) ±16.8884

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 14.4657 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -14.4657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1216.4322) against the same month in 2019 (average: 953.3153), the exchange rate shifted by +263.1169 (+27.60%).

2020 Avg (December) 1216.4322

2019 Avg (December) 953.3153

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	966.0054	949.1170	957.4893
February	956.7397	932.6886	943.0236
March	992.2769	937.0597	964.0100
April	962.9004	944.2407	954.3231
May	1038.2688	958.5895	995.7900
June	1108.7181	1037.3591	1077.3344
July	1191.6083	1097.6942	1138.4196
August	1202.0974	1175.5646	1187.0052
September	1202.6917	1169.8771	1183.7258
October	1190.5741	1087.2052	1173.1543
November	1206.0070	1170.7464	1189.7275
December	1237.2879	924.9110	1216.4322