YEARLY HIGH
4.2277 CNY
YEARLY LOW
3.8620 CNY
YEARLY AVERAGE
4.0232 CNY

2020 BAM to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 4.2277. Conversely, the yearly low was recorded on February 19, dropping to 3.8620.

This high-to-low spread represents a total annual volatility of 0.3657 CNY. From a start-to-finish perspective, comparing the January average rate of 3.9311 to the December average rate of 4.0699, the exchange rate registered a net change of 3.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.2277 was up 3.67% compared to the 2019 peak of 4.0782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 21,139 CNY
2019 Average 19,774 CNY
Yearly Trough Low 19,310 CNY
Transaction Impact: A difference of 1,828.74 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.2185
3.8739
JanuMarcMayJulySeptNove

BAM to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9614, compared to 4.0850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1235 points.

H1 Avg (Jan–Jun) 3.9614
H2 Avg (Jul–Dec) 4.0850

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1867 CNY (High: 4.2277 / Low: 4.0410). On the other end, June was the most stable month, with a tight range of 0.0583 CNY (High: 4.1073 / Low: 4.0490).

July Spread (Volatile) ±0.1867
June Spread (Stable) ±0.0583

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0804 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0804

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 4.1010) against the same month in 2019 (average: 3.9462), the exchange rate shifted by +0.1548 (+3.92%).

2020 Avg (July) 4.1010
2019 Avg (July) 3.9462

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9944 3.8921 3.9311
February 3.9721 3.8620 3.9026
March 4.0551 3.8934 3.9737
April 3.9709 3.9013 3.9272
May 4.0637 3.9090 3.9594
June 4.1073 4.0490 4.0747
July 4.2277 4.0410 4.1010
August 4.2277 4.1481 4.1898
September 4.1870 4.0615 4.1095
October 4.0900 3.9940 4.0449
November 4.0316 3.9592 3.9949
December 4.1008 4.0214 4.0699