YEARLY HIGH
4.0800 CNY
YEARLY LOW
3.6558 CNY
YEARLY AVERAGE
3.9038 CNY

2021 BAM to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 4.0800. Conversely, the yearly low was recorded on December 8, dropping to 3.6558.

This high-to-low spread represents a total annual volatility of 0.4242 CNY. From a start-to-finish perspective, comparing the January average rate of 4.0300 to the December average rate of 3.6814, the exchange rate registered a net change of -8.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.0800 was down 3.49% compared to the 2020 peak of 4.2277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 20,400 CNY
2020 Average 20,119 CNY
Yearly Trough Low 18,279 CNY
Transaction Impact: A difference of 2,121.10 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.0648
3.6465
JanuMarcMayJulySeptNove

BAM to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9869, compared to 3.8207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1662 points.

H1 Avg (Jan–Jun) 3.9869
H2 Avg (Jul–Dec) 3.8207

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1317 CNY (High: 3.7964 / Low: 3.6647). On the other end, October was the most stable month, with a tight range of 0.0402 CNY (High: 3.8306 / Low: 3.7903).

November Spread (Volatile) ±0.1317
October Spread (Stable) ±0.0402

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0834 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.0300) against the same month in 2020 (average: 3.9311), the exchange rate shifted by +0.0989 (+2.52%).

2021 Avg (January) 4.0300
2020 Avg (January) 3.9311

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0800 3.9902 4.0300
February 4.0256 3.9609 3.9961
March 3.9886 3.9321 3.9619
April 4.0175 3.9394 3.9830
May 4.0190 3.9601 3.9918
June 3.9917 3.9308 3.9590
July 3.9468 3.8933 3.9180
August 3.9327 3.8798 3.8988
September 3.9258 3.8138 3.8893
October 3.8306 3.7903 3.8102
November 3.7964 3.6647 3.7268
December 3.6962 3.6558 3.6814