2020 BAM to DZD Historical Review

YEARLY HIGH

82.9464 DZD

YEARLY LOW

66.6761 DZD

YEARLY AVERAGE

73.9777 DZD

2020 BAM to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 82.9464. Conversely, the yearly low was recorded on February 22, dropping to 66.6761.

This high-to-low spread represents a total annual volatility of 16.2703 DZD. From a start-to-finish perspective, comparing the January average rate of 67.8921 to the December average rate of 81.7466, the exchange rate registered a net change of 20.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 82.9464 was up 19.24% compared to the 2019 peak of 69.5639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 414,732 DZD

2019 Average 341,807 DZD

Yearly Trough Low 333,381 DZD

Transaction Impact: A difference of 81,351.54 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

83.2008

65.7497

JanuMarcMayJulySeptNove

BAM to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.0406, compared to 77.9147 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.8740 points.

H1 Avg (Jan–Jun) 70.0406

H2 Avg (Jul–Dec) 77.9147

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 4.0710 DZD (High: 82.9464 / Low: 78.8754). On the other end, January was the most stable month, with a tight range of 0.7276 DZD (High: 68.2411 / Low: 67.5136).

December Spread (Volatile) ±4.0710

January Spread (Stable) ±0.7276

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6881 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.6881

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 81.7466) against the same month in 2019 (average: 67.9432), the exchange rate shifted by +13.8034 (+20.32%).

2020 Avg (December) 81.7466

2019 Avg (December) 67.9432

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	68.2411	67.5136	67.8921
February	67.9237	66.6761	67.2039
March	70.2238	67.4226	68.6340
April	71.5323	69.1891	70.7279
May	73.2169	70.9159	71.7023
June	74.7296	72.9238	74.0837
July	77.5515	73.8756	75.1024
August	78.2218	77.1841	77.5636
September	78.4344	77.0986	77.6573
October	77.9814	76.8479	77.5224
November	79.1774	76.8585	77.8960
December	82.9464	78.8754	81.7466