YEARLY HIGH
83.4879 DZD
YEARLY LOW
79.8989 DZD
YEARLY AVERAGE
81.6421 DZD

2021 BAM to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 83.4879. Conversely, the yearly low was recorded on December 19, dropping to 79.8989.

This high-to-low spread represents a total annual volatility of 3.5889 DZD. From a start-to-finish perspective, comparing the January average rate of 82.5368 to the December average rate of 80.3352, the exchange rate registered a net change of -2.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 83.4879 was up 0.65% compared to the 2020 peak of 82.9464, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 417,439 DZD
2020 Average 370,013 DZD
Yearly Trough Low 399,495 DZD
Transaction Impact: A difference of 17,944.66 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

83.0096
80.0921
JanuMarcMayJulySeptNove

BAM to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 82.0329, compared to 81.2514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7814 points.

H1 Avg (Jan–Jun) 82.0329
H2 Avg (Jul–Dec) 81.2514

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.5955 DZD (High: 82.6951 / Low: 80.0997). On the other end, December was the most stable month, with a tight range of 0.7247 DZD (High: 80.6236 / Low: 79.8989).

April Spread (Volatile) ±2.5955
December Spread (Stable) ±0.7247

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.0301 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.0301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 82.5368) against the same month in 2020 (average: 67.8921), the exchange rate shifted by +14.6447 (+21.57%).

2021 Avg (January) 82.5368
2020 Avg (January) 67.8921

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 83.4879 81.9630 82.5368
February 82.5933 81.5892 82.1790
March 82.2991 80.2742 81.1640
April 82.6951 80.0997 81.0895
May 83.4486 81.9278 82.7665
June 83.2881 81.3943 82.4614
July 81.9889 81.0022 81.4313
August 82.0900 80.8476 81.3998
September 82.5619 81.0032 82.0929
October 81.9989 80.9853 81.4649
November 81.6965 79.9826 80.7844
December 80.6236 79.8989 80.3352