2015 BAM to GEL Historical Review

YEARLY HIGH

1.4273 GEL

YEARLY LOW

0.9471 GEL

YEARLY AVERAGE

1.2500 GEL

2015 BAM to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 1.4273. Conversely, the yearly low was recorded on March 15, dropping to 0.9471.

This high-to-low spread represents a total annual volatility of 0.4802 GEL. From a start-to-finish perspective, comparing the January average rate of 1.0500 to the December average rate of 1.3341, the exchange rate registered a net change of 27.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.4273 was up 13.88% compared to the 2014 peak of 1.2534, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,137 GEL

2014 Average 5,976 GEL

Yearly Trough Low 4,736 GEL

Transaction Impact: A difference of 2,401.18 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.4135

0.9892

JanuMarcMayJulySeptNove

BAM to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1684, compared to 1.3316 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1633 points.

H1 Avg (Jan–Jun) 1.1684

H2 Avg (Jul–Dec) 1.3316

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.2982 GEL (High: 1.2453 / Low: 0.9471). On the other end, February was the most stable month, with a tight range of 0.0246 GEL (High: 1.0354 / Low: 1.0108).

March Spread (Volatile) ±0.2982

February Spread (Stable) ±0.0246

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0543 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0543

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 1.3781) against the same month in 2014 (average: 1.1544), the exchange rate shifted by +0.2238 (+19.38%).

2015 Avg (September) 1.3781

2014 Avg (September) 1.1544

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0889	1.0088	1.0500
February	1.0354	1.0108	1.0245
March	1.2453	0.9471	1.0679
April	1.3258	1.2122	1.2486
May	1.3791	1.2703	1.3240
June	1.3141	1.2675	1.2951
July	1.2824	1.2522	1.2691
August	1.4161	1.2714	1.3229
September	1.4273	1.3468	1.3781
October	1.3979	1.3341	1.3699
November	1.3494	1.2962	1.3156
December	1.3486	1.2995	1.3341