2016 BAM to GEL Historical Review

YEARLY HIGH

1.4927 GEL

YEARLY LOW

1.2176 GEL

YEARLY AVERAGE

1.3365 GEL

2016 BAM to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BAM to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 1.4927. Conversely, the yearly low was recorded on May 31, dropping to 1.2176.

This high-to-low spread represents a total annual volatility of 0.2751 GEL. From a start-to-finish perspective, comparing the January average rate of 1.3536 to the December average rate of 1.4287, the exchange rate registered a net change of 5.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.4927 was up 4.58% compared to the 2015 peak of 1.4273, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 7,464 GEL

2015 Average 6,256 GEL

Yearly Trough Low 6,088 GEL

Transaction Impact: A difference of 1,375.59 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.4455

1.2434

JanuMarcMayJulySeptNove

BAM to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3240, compared to 1.3490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0250 points.

H1 Avg (Jan–Jun) 1.3240

H2 Avg (Jul–Dec) 1.3490

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.1183 GEL (High: 1.3394 / Low: 1.2211). On the other end, July was the most stable month, with a tight range of 0.0267 GEL (High: 1.3431 / Low: 1.3165).

June Spread (Volatile) ±0.1183

July Spread (Stable) ±0.0267

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0580 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.4287) against the same month in 2015 (average: 1.3341), the exchange rate shifted by +0.0946 (+7.09%).

2016 Avg (December) 1.4287

2015 Avg (December) 1.3341

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3834	1.3294	1.3536
February	1.4367	1.3720	1.4098
March	1.3878	1.3154	1.3518
April	1.3395	1.2838	1.3081
May	1.3100	1.2176	1.2602
June	1.3394	1.2211	1.2605
July	1.3431	1.3165	1.3242
August	1.3458	1.3082	1.3269
September	1.3400	1.3046	1.3229
October	1.3411	1.3105	1.3281
November	1.3823	1.3405	1.3630
December	1.4927	1.3805	1.4287