2020 BAM to GMD Historical Review

YEARLY HIGH

32.4883 GMD

YEARLY LOW

27.9227 GMD

YEARLY AVERAGE

30.0374 GMD

2020 BAM to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 32.4883. Conversely, the yearly low was recorded on March 22, dropping to 27.9227.

This high-to-low spread represents a total annual volatility of 4.5656 GMD. From a start-to-finish perspective, comparing the January average rate of 29.0553 to the December average rate of 32.2090, the exchange rate registered a net change of 10.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.4883 was up 10.40% compared to the 2019 peak of 29.4266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 162,442 GMD

2019 Average 143,388 GMD

Yearly Trough Low 139,614 GMD

Transaction Impact: A difference of 22,828.09 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.5974

27.9358

JanuMarcMayJulySeptNove

BAM to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.8263, compared to 31.2486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.4223 points.

H1 Avg (Jan–Jun) 28.8263

H2 Avg (Jul–Dec) 31.2486

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.8544 GMD (High: 31.3964 / Low: 29.5420). On the other end, April was the most stable month, with a tight range of 0.4788 GMD (High: 28.5742 / Low: 28.0954).

July Spread (Volatile) ±1.8544

April Spread (Stable) ±0.4788

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5883 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5883

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 32.2090) against the same month in 2019 (average: 29.1586), the exchange rate shifted by +3.0503 (+10.46%).

2020 Avg (December) 32.2090

2019 Avg (December) 29.1586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.3278	28.7537	29.0553
February	28.9068	28.0724	28.4670
March	29.7363	27.9227	28.8008
April	28.5742	28.0954	28.3243
May	29.3278	28.2212	28.6240
June	29.9744	29.2547	29.6863
July	31.3964	29.5420	30.2768
August	31.6270	31.0751	31.3256
September	31.7616	30.7918	31.2199
October	31.3807	30.8835	31.1365
November	31.7435	30.8307	31.3236
December	32.4883	31.6644	32.2090