2021 BAM to GMD Historical Review

YEARLY HIGH

32.6359 GMD

YEARLY LOW

30.0191 GMD

YEARLY AVERAGE

31.1625 GMD

2021 BAM to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 32.6359. Conversely, the yearly low was recorded on November 24, dropping to 30.0191.

This high-to-low spread represents a total annual volatility of 2.6168 GMD. From a start-to-finish perspective, comparing the January average rate of 32.1560 to the December average rate of 30.3562, the exchange rate registered a net change of -5.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 32.6359 was up 0.45% compared to the 2020 peak of 32.4883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 163,180 GMD

2020 Average 150,225 GMD

Yearly Trough Low 150,096 GMD

Transaction Impact: A difference of 13,083.98 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

32.3359

30.1762

JanuMarcMayJulySeptNove

BAM to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.6135, compared to 30.7115 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9019 points.

H1 Avg (Jan–Jun) 31.6135

H2 Avg (Jul–Dec) 30.7115

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.0058 GMD (High: 31.7418 / Low: 30.7360). On the other end, December was the most stable month, with a tight range of 0.4012 GMD (High: 30.5936 / Low: 30.1924).

April Spread (Volatile) ±1.0058

December Spread (Stable) ±0.4012

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5740 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5740

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 32.1560) against the same month in 2020 (average: 29.0553), the exchange rate shifted by +3.1007 (+10.67%).

2021 Avg (January) 32.1560

2020 Avg (January) 29.0553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.6359	31.8668	32.1560
February	32.0347	31.5439	31.7845
March	31.6811	30.7438	31.2105
April	31.7418	30.7360	31.2297
May	32.0784	31.4353	31.7896
June	31.9629	31.0781	31.5105
July	31.2007	30.7593	30.9410
August	31.1271	30.5053	30.7813
September	31.4132	30.4675	30.9744
October	30.9984	30.4432	30.7560
November	30.8782	30.0191	30.4602
December	30.5936	30.1924	30.3562