BAM to HRK Historical Rates

Analyze long-term market trends and access daily historical data for the BAM/HRK pair.

10-YEAR HIGH
3.9274 HRK
10-YEAR LOW
3.7356 HRK
10-YEAR AVERAGE
3.8363 HRK

10-Year BAM to HRK Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the BAM to HRK exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on March 19, 2020, when the pair was valued at 3.9274. Conversely, the absolute lowest rate of the decade was recorded on April 11, 2025, dropping to a support floor of 3.7356.

This peak-to-trough range represents a total macro spread of 0.1917 HRK. From a long-term perspective, comparing the decade's oldest annual average of 3.8350 (in 2016) to the newest annual average of 3.8539 (in 2026), the exchange rate registered a net shift of +0.49%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 3.8518, showing a variance of 0.0308 points compared to the older 5-year average of 3.8210.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 BAM over the decade:

Decade Peak High 19,637 HRK
10-Year Average 19,182 HRK
Decade Trough Low 18,678 HRK
Macro Timing Impact: A difference of 958.62 HRK purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

3.9073
3.7510
201620182020202220242026

BAM to HRK Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 3.8210, compared to 3.8518 in the recent 5 years. This shows that the rate was stronger in the recent 5 years (post-5yr baseline) by a margin of 0.0308 points.

Older 5 Yrs Avg 3.8210
Recent 5 Yrs Avg 3.8518

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2025, with a trading range of 0.1635 HRK (High: 3.8991 / Low: 3.7356). Conversely, 2016 was the most stable year, with a range of 0.0575 HRK (High: 3.8633 / Low: 3.8058).

2025 Spread (Volatile) ±0.1635
2016 Spread (Stable) ±0.0575

Decade Growth & Declines

Macro Trends

Between 2021 and 2024, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 3 straight years. Conversely, the sharpest year-over-year decline occurred between 2016 and 2017, when the average rate fell by 0.0204 points.

Longest Streak 3 Yrs.
Sharpest YoY Drop -0.0204

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 3.8350) against the newest annual average (2026: 3.8539), the exchange rate shifted by +0.0189 (+0.49%).

2016 Baseline Avg 3.8350
2026 Current Avg 3.8539

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-30 3.8307
2026-07-29 3.8514
2026-07-28 3.8527
2026-07-27 3.8520
2026-07-26 3.8548
2026-07-25 3.8556
2026-07-24 3.8544
2026-07-23 3.8573
2026-07-22 3.8517
2026-07-21 3.8544
2026-07-20 3.8556
2026-07-19 3.8535
2026-07-18 3.8523
2026-07-17 3.8526
2026-07-16 3.8550
2026-07-15 3.8492
2026-07-14 3.8464
2026-07-13 3.8556
2026-07-12 3.8552
2026-07-11 3.8575
2026-07-10 3.8539
2026-07-09 3.8501
2026-07-08 3.8515
2026-07-07 3.8554
2026-07-06 3.8525
2026-07-05 3.8544
2026-07-04 3.8544
2026-07-03 3.8500
2026-07-02 3.8483
2026-07-01 3.8556
2026-06-30 3.8512

Browse by Year

Access full daily ledgers for specific calendar years.