2015 BAM to HRK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2015.
2015 BAM to HRK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2015
During 2015, the BAM to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 3.9496. Conversely, the yearly low was recorded on November 7, dropping to 3.8349.
This high-to-low spread represents a total annual volatility of 0.1146 HRK. From a start-to-finish perspective, comparing the January average rate of 3.9307 to the December average rate of 3.9055, the exchange rate registered a net change of -0.64% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2015 high of 3.9496 was up 0.56% compared to the 2014 peak of 3.9274, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BAM based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2015.
BAM to HRK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8984, compared to 3.8845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0139 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2015 was November, with a trading range of 0.0686 HRK (High: 3.9035 / Low: 3.8349). On the other end, December was the most stable month, with a tight range of 0.0140 HRK (High: 3.9123 / Low: 3.8983).
Growth Streaks & Declines
TrendsBetween May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0344 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (February 2015: 3.9394) against the same month in 2014 (average: 3.9115), the exchange rate shifted by +0.0279 (+0.71%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 3.9450 | 3.9171 | 3.9307 |
| February | 3.9496 | 3.9223 | 3.9394 |
| March | 3.9241 | 3.8891 | 3.9050 |
| April | 3.9118 | 3.8690 | 3.8834 |
| May | 3.8784 | 3.8483 | 3.8638 |
| June | 3.8799 | 3.8420 | 3.8680 |
| July | 3.8852 | 3.8590 | 3.8765 |
| August | 3.8817 | 3.8502 | 3.8640 |
| September | 3.9123 | 3.8575 | 3.8795 |
| October | 3.9078 | 3.8759 | 3.8962 |
| November | 3.9035 | 3.8349 | 3.8853 |
| December | 3.9123 | 3.8983 | 3.9055 |