2012 BAM to HTG Historical Review

YEARLY HIGH

28.5310 HTG

YEARLY LOW

25.9452 HTG

YEARLY AVERAGE

27.3810 HTG

2012 BAM to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 28.5310. Conversely, the yearly low was recorded on July 24, dropping to 25.9452.

This high-to-low spread represents a total annual volatility of 2.5858 HTG. From a start-to-finish perspective, comparing the January average rate of 26.6701 to the December average rate of 28.2352, the exchange rate registered a net change of 5.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 28.5310 was down 7.97% compared to the 2011 peak of 31.0002, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 142,655 HTG

2011 Average 144,383 HTG

Yearly Trough Low 129,726 HTG

Transaction Impact: A difference of 12,929.14 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

28.4152

26.2545

JanuMarcMayJulySeptNove

BAM to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.3432, compared to 27.4188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0756 points.

H1 Avg (Jan–Jun) 27.3432

H2 Avg (Jul–Dec) 27.4188

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.6760 HTG (High: 28.3712 / Low: 26.6952). On the other end, October was the most stable month, with a tight range of 0.4453 HTG (High: 28.1949 / Low: 27.7496).

May Spread (Volatile) ±1.6760

October Spread (Stable) ±0.4453

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.5287 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 28.2352) against the same month in 2011 (average: 27.2412), the exchange rate shifted by +0.9939 (+3.65%).

2012 Avg (December) 28.2352

2011 Avg (December) 27.2412

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.3228	26.1007	26.6701
February	28.0328	26.9413	27.3630
March	28.0924	27.3668	27.7629
April	28.3741	27.3884	27.8267
May	28.3712	26.6952	27.4732
June	27.2808	26.6529	26.9633
July	27.2439	25.9452	26.4345
August	27.0158	26.2934	26.6208
September	28.1986	26.9865	27.6552
October	28.1949	27.7496	27.9422
November	27.9394	27.3751	27.6247
December	28.5310	27.8269	28.2352