2021 BAM to HTG Historical Review

YEARLY HIGH

60.2670 HTG

YEARLY LOW

44.2154 HTG

YEARLY AVERAGE

54.1516 HTG

2021 BAM to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 9, valuing the pair at 60.2670. Conversely, the yearly low was recorded on February 3, dropping to 44.2154.

This high-to-low spread represents a total annual volatility of 16.0515 HTG. From a start-to-finish perspective, comparing the January average rate of 45.4051 to the December average rate of 58.1573, the exchange rate registered a net change of 28.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 60.2670 was down 12.11% compared to the 2020 peak of 68.5718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 301,335 HTG

2020 Average 273,516 HTG

Yearly Trough Low 221,077 HTG

Transaction Impact: A difference of 80,257.68 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

60.5033

44.0325

JanuMarcMayJulySeptNove

BAM to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 50.0480, compared to 58.2551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.2071 points.

H1 Avg (Jan–Jun) 50.0480

H2 Avg (Jul–Dec) 58.2551

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 5.1366 HTG (High: 53.1172 / Low: 47.9805). On the other end, January was the most stable month, with a tight range of 1.6811 HTG (High: 45.9570 / Low: 44.2758).

April Spread (Volatile) ±5.1366

January Spread (Stable) ±1.6811

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3578 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -1.3578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 59.1307) against the same month in 2020 (average: 65.1811), the exchange rate shifted by -6.0503 (-9.28%).

2021 Avg (September) 59.1307

2020 Avg (September) 65.1811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.9570	44.2758	45.4051
February	47.2374	44.2154	45.5913
March	48.4359	45.7208	47.5764
April	53.1172	47.9805	50.1797
May	57.1937	52.6160	54.7831
June	57.6135	55.3531	56.7524
July	58.2954	55.0293	57.1312
August	59.7629	56.8132	58.5303
September	60.2670	57.4841	59.1307
October	60.0190	58.0383	58.9695
November	58.5133	56.5971	57.6118
December	59.2138	57.0326	58.1573