2014 BAM to HUF Historical Review

YEARLY HIGH

162.1640 HUF

YEARLY LOW

151.8415 HUF

YEARLY AVERAGE

157.7245 HUF

2014 BAM to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 162.1640. Conversely, the yearly low was recorded on January 1, dropping to 151.8415.

This high-to-low spread represents a total annual volatility of 10.3225 HUF. From a start-to-finish perspective, comparing the January average rate of 154.1425 to the December average rate of 159.1196, the exchange rate registered a net change of 3.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 162.1640 was up 3.40% compared to the 2013 peak of 156.8284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 810,820 HUF

2013 Average 758,498 HUF

Yearly Trough Low 759,207 HUF

Transaction Impact: A difference of 51,612.53 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

161.0025

153.5189

JanuMarcMayJulySeptNove

BAM to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.7865, compared to 158.6626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8761 points.

H1 Avg (Jan–Jun) 156.7865

H2 Avg (Jul–Dec) 158.6626

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 7.5897 HUF (High: 159.4312 / Low: 151.8415). On the other end, August was the most stable month, with a tight range of 1.4844 HUF (High: 161.2551 / Low: 159.7707).

January Spread (Volatile) ±7.5897

August Spread (Stable) ±1.4844

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.8841 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.8841

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 159.1196) against the same month in 2013 (average: 153.1915), the exchange rate shifted by +5.9281 (+3.87%).

2014 Avg (December) 159.1196

2013 Avg (December) 153.1915

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	159.4312	151.8415	154.1425
February	160.2835	157.1075	158.3827
March	160.4031	157.1560	159.2047
April	158.4589	155.9847	156.9980
May	157.4993	154.4925	155.6306
June	158.2006	154.6398	156.3603
July	160.1887	157.2614	158.3472
August	161.2551	159.7707	160.3789
September	161.6553	158.6776	160.0839
October	158.4546	156.1080	157.1998
November	158.5195	155.4809	156.8460
December	162.1640	156.0137	159.1196