2020 BAM to HUF Historical Review

YEARLY HIGH

188.1549 HUF

YEARLY LOW

168.1353 HUF

YEARLY AVERAGE

179.4739 HUF

2020 BAM to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 188.1549. Conversely, the yearly low was recorded on January 5, dropping to 168.1353.

This high-to-low spread represents a total annual volatility of 20.0196 HUF. From a start-to-finish perspective, comparing the January average rate of 170.8217 to the December average rate of 183.4968, the exchange rate registered a net change of 7.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 188.1549 was up 9.43% compared to the 2019 peak of 171.9423, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 940,774 HUF

2019 Average 831,745 HUF

Yearly Trough Low 840,676 HUF

Transaction Impact: A difference of 100,098.00 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

186.7449

169.3741

JanuMarcMayJulySeptNove

BAM to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 176.5301, compared to 182.4177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.8876 points.

H1 Avg (Jan–Jun) 176.5301

H2 Avg (Jul–Dec) 182.4177

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 14.0607 HUF (High: 184.6045 / Low: 170.5438). On the other end, February was the most stable month, with a tight range of 2.9266 HUF (High: 174.4180 / Low: 171.4914).

March Spread (Volatile) ±14.0607

February Spread (Stable) ±2.9266

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.9998 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.9998

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 185.2973) against the same month in 2019 (average: 169.2434), the exchange rate shifted by +16.0539 (+9.49%).

2020 Avg (October) 185.2973

2019 Avg (October) 169.2434

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	172.8335	168.1353	170.8217
February	174.4180	171.4914	172.4700
March	184.6045	170.5438	176.6575
April	187.1102	179.1398	182.2412
May	181.7089	176.7287	179.2414
June	182.7418	174.2014	177.7490
July	181.4843	174.6052	179.1985
August	181.8681	175.7794	178.2018
September	187.5797	181.8323	184.4122
October	188.1549	181.6883	185.2973
November	187.9762	181.5184	183.8993
December	186.4664	180.0890	183.4968