2020 BAM to ILS Historical Review

YEARLY HIGH

2.1634 ILS

YEARLY LOW

1.8869 ILS

YEARLY AVERAGE

2.0050 ILS

2020 BAM to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 2.1634. Conversely, the yearly low was recorded on February 23, dropping to 1.8869.

This high-to-low spread represents a total annual volatility of 0.2764 ILS. From a start-to-finish perspective, comparing the January average rate of 1.9643 to the December average rate of 2.0195, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1634 was down 1.43% compared to the 2019 peak of 2.1948, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 10,817 ILS

2019 Average 10,201 ILS

Yearly Trough Low 9,435 ILS

Transaction Impact: A difference of 1,382.20 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0797

1.9007

JanuMarcMayJulySeptNove

BAM to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9734, compared to 2.0367 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0633 points.

H1 Avg (Jan–Jun) 1.9734

H2 Avg (Jul–Dec) 2.0367

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2064 ILS (High: 2.1634 / Low: 1.9570). On the other end, December was the most stable month, with a tight range of 0.0314 ILS (High: 2.0354 / Low: 2.0039).

March Spread (Volatile) ±0.2064

December Spread (Stable) ±0.0314

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0486 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0486

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.0298) against the same month in 2019 (average: 2.0920), the exchange rate shifted by -0.0622 (-2.97%).

2020 Avg (March) 2.0298

2019 Avg (March) 2.0920

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9889	1.9422	1.9643
February	1.9628	1.8869	1.9156
March	2.1634	1.9570	2.0298
April	2.0273	1.9339	1.9820
May	1.9942	1.9386	1.9606
June	2.0091	1.9697	1.9878
July	2.0636	1.9733	2.0075
August	2.0764	2.0310	2.0544
September	2.0977	2.0302	2.0648
October	2.0593	2.0247	2.0416
November	2.0503	2.0177	2.0323
December	2.0354	2.0039	2.0195