2014 BAM to ISK Historical Review

YEARLY HIGH

81.4445 ISK

YEARLY LOW

77.6422 ISK

YEARLY AVERAGE

79.1132 ISK

2014 BAM to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 81.4445. Conversely, the yearly low was recorded on October 5, dropping to 77.6422.

This high-to-low spread represents a total annual volatility of 3.8022 ISK. From a start-to-finish perspective, comparing the January average rate of 80.5840 to the December average rate of 78.8129, the exchange rate registered a net change of -2.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 81.4445 was down 8.17% compared to the 2013 peak of 88.6893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 407,222 ISK

2013 Average 414,246 ISK

Yearly Trough Low 388,211 ISK

Transaction Impact: A difference of 19,011.17 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

80.8199

77.9891

JanuMarcMayJulySeptNove

BAM to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.5441, compared to 78.6823 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8617 points.

H1 Avg (Jan–Jun) 79.5441

H2 Avg (Jul–Dec) 78.6823

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 1.7940 ISK (High: 79.8633 / Low: 78.0693). On the other end, April was the most stable month, with a tight range of 0.4885 ISK (High: 79.4664 / Low: 78.9779).

November Spread (Volatile) ±1.7940

April Spread (Stable) ±0.4885

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.8561 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.8561

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 80.5840) against the same month in 2013 (average: 87.2973), the exchange rate shifted by -6.7133 (-7.69%).

2014 Avg (January) 80.5840

2013 Avg (January) 87.2973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	81.4445	79.9295	80.5840
February	80.3660	79.2955	79.7279
March	80.2398	79.1371	79.7152
April	79.4664	78.9779	79.2275
May	79.5092	78.5716	79.0291
June	79.1659	78.6725	78.9807
July	79.3717	78.5852	79.0358
August	79.2959	78.4147	78.8959
September	78.7302	77.8969	78.3410
October	78.7027	77.6422	78.2250
November	79.8633	78.0693	78.7833
December	79.2760	78.1663	78.8129