YEARLY HIGH
80.3648 ISK
YEARLY LOW
74.5193 ISK
YEARLY AVERAGE
76.8096 ISK

2021 BAM to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 80.3648. Conversely, the yearly low was recorded on July 14, dropping to 74.5193.

This high-to-low spread represents a total annual volatility of 5.8455 ISK. From a start-to-finish perspective, comparing the January average rate of 80.0075 to the December average rate of 75.1846, the exchange rate registered a net change of -6.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 80.3648 was down 5.17% compared to the 2020 peak of 84.7463, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 401,824 ISK
2020 Average 394,798 ISK
Yearly Trough Low 372,597 ISK
Transaction Impact: A difference of 29,227.61 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

80.4898
74.7023
JanuMarcMayJulySeptNove

BAM to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.5667, compared to 76.0524 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5144 points.

H1 Avg (Jan–Jun) 77.5667
H2 Avg (Jul–Dec) 76.0524

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 2.7684 ISK (High: 78.7550 / Low: 75.9866). On the other end, December was the most stable month, with a tight range of 0.8079 ISK (High: 75.5546 / Low: 74.7467).

March Spread (Volatile) ±2.7684
December Spread (Stable) ±0.8079

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.8315 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.8315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 80.0075) against the same month in 2020 (average: 70.0976), the exchange rate shifted by +9.9099 (+14.14%).

2021 Avg (January) 80.0075
2020 Avg (January) 70.0976

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 80.3648 79.3064 80.0075
February 80.1800 78.4252 79.2916
March 78.7550 75.9866 77.4601
April 77.6430 75.5590 76.8853
May 77.3848 75.1809 76.5412
June 75.8208 74.5813 75.2148
July 75.9839 74.5193 75.2232
August 76.6662 75.1741 75.9199
September 77.9611 76.5558 77.1761
October 77.2892 75.9825 76.6026
November 77.4355 74.8823 76.2078
December 75.5546 74.7467 75.1846