2020 BAM to KZT Historical Review

YEARLY HIGH

264.5191 KZT

YEARLY LOW

207.5486 KZT

YEARLY AVERAGE

241.6673 KZT

2020 BAM to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 264.5191. Conversely, the yearly low was recorded on February 20, dropping to 207.5486.

This high-to-low spread represents a total annual volatility of 56.9705 KZT. From a start-to-finish perspective, comparing the January average rate of 215.3106 to the December average rate of 261.9416, the exchange rate registered a net change of 21.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 264.5191 was up 17.45% compared to the 2019 peak of 225.2096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 1,322,596 KZT

2019 Average 1,096,390 KZT

Yearly Trough Low 1,037,743 KZT

Transaction Impact: A difference of 284,852.32 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

267.0531

205.7146

JanuMarcMayJulySeptNove

BAM to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 228.0616, compared to 255.2730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 27.2114 points.

H1 Avg (Jan–Jun) 228.0616

H2 Avg (Jul–Dec) 255.2730

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 41.1531 KZT (High: 253.8742 / Low: 212.7210). On the other end, October was the most stable month, with a tight range of 2.6331 KZT (High: 259.8005 / Low: 257.1674).

March Spread (Volatile) ±41.1531

October Spread (Stable) ±2.6331

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 7.1942 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -7.1942

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 261.9416) against the same month in 2019 (average: 218.2513), the exchange rate shifted by +43.6903 (+20.02%).

2020 Avg (December) 261.9416

2019 Avg (December) 218.2513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	219.8249	212.9786	215.3106
February	215.4584	207.5486	210.8262
March	253.8742	212.7210	236.5496
April	251.5711	236.0238	240.6137
May	239.0005	230.5759	233.4195
June	233.8872	228.9088	231.6502
July	255.7592	232.9802	241.5394
August	256.1078	251.9309	253.8913
September	259.6883	253.5938	256.2750
October	259.8005	257.1674	258.4910
November	262.6504	257.1080	259.5000
December	264.5191	259.8342	261.9416