2021 BAM to KZT Historical Review

YEARLY HIGH

267.8813 KZT

YEARLY LOW

248.2375 KZT

YEARLY AVERAGE

258.0718 KZT

2021 BAM to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 26, valuing the pair at 267.8813. Conversely, the yearly low was recorded on November 25, dropping to 248.2375.

This high-to-low spread represents a total annual volatility of 19.6439 KZT. From a start-to-finish perspective, comparing the January average rate of 261.9709 to the December average rate of 252.3818, the exchange rate registered a net change of -3.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 267.8813 was up 1.27% compared to the 2020 peak of 264.5191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 1,339,407 KZT

2020 Average 1,208,887 KZT

Yearly Trough Low 1,241,187 KZT

Transaction Impact: A difference of 98,219.29 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

267.1253

250.5232

JanuMarcMayJulySeptNove

BAM to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 261.4310, compared to 254.7126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.7184 points.

H1 Avg (Jan–Jun) 261.4310

H2 Avg (Jul–Dec) 254.7126

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 10.6319 KZT (High: 266.1021 / Low: 255.4702). On the other end, December was the most stable month, with a tight range of 3.0116 KZT (High: 254.0149 / Low: 251.0033).

April Spread (Volatile) ±10.6319

December Spread (Stable) ±3.0116

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 5.1117 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -5.1117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 265.7418) against the same month in 2020 (average: 233.4195), the exchange rate shifted by +32.3223 (+13.85%).

2021 Avg (May) 265.7418

2020 Avg (May) 233.4195

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	264.8950	259.4703	261.9709
February	262.1833	257.0725	258.9321
March	258.8364	254.6104	255.9562
April	266.1021	255.4702	262.6044
May	267.8813	262.0679	265.7418
June	267.4929	260.0791	263.3807
July	260.8698	256.2482	258.2689
August	258.9438	254.8182	256.3872
September	258.9000	252.1507	256.5073
October	254.9740	250.8500	252.8235
November	255.3467	248.2375	251.9067
December	254.0149	251.0033	252.3818