2020 BAM to PHP Historical Review

YEARLY HIGH

30.2449 PHP

YEARLY LOW

27.7503 PHP

YEARLY AVERAGE

28.9189 PHP

2020 BAM to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 30.2449. Conversely, the yearly low was recorded on May 2, dropping to 27.7503.

This high-to-low spread represents a total annual volatility of 2.4946 PHP. From a start-to-finish perspective, comparing the January average rate of 28.8586 to the December average rate of 29.9216, the exchange rate registered a net change of 3.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.2449 was down 2.09% compared to the 2019 peak of 30.8908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 151,225 PHP

2019 Average 148,198 PHP

Yearly Trough Low 138,752 PHP

Transaction Impact: A difference of 12,473.15 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

30.1003

27.9568

JanuMarcMayJulySeptNove

BAM to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.5150, compared to 29.3227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8076 points.

H1 Avg (Jan–Jun) 28.5150

H2 Avg (Jul–Dec) 29.3227

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5977 PHP (High: 29.5141 / Low: 27.9164). On the other end, October was the most stable month, with a tight range of 0.5388 PHP (High: 29.4409 / Low: 28.9021).

March Spread (Volatile) ±1.5977

October Spread (Stable) ±0.5388

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6595 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6595

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 29.9216) against the same month in 2019 (average: 28.8366), the exchange rate shifted by +1.0850 (+3.76%).

2020 Avg (December) 29.9216

2019 Avg (December) 28.8366

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.2576	28.5667	28.8586
February	28.8020	27.9414	28.3421
March	29.5141	27.9164	28.7950
April	28.4902	27.8923	28.1354
May	28.6893	27.7503	28.1609
June	29.3284	28.5344	28.7983
July	29.8082	28.4602	28.9021
August	29.8082	29.2216	29.4861
September	29.8081	28.8461	29.2594
October	29.4409	28.9021	29.1780
November	29.4820	28.8556	29.1890
December	30.2449	29.3763	29.9216