2021 BAM to PHP Historical Review

YEARLY HIGH

30.7225 PHP

YEARLY LOW

28.6671 PHP

YEARLY AVERAGE

29.7945 PHP

2021 BAM to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 30.7225. Conversely, the yearly low was recorded on December 19, dropping to 28.6671.

This high-to-low spread represents a total annual volatility of 2.0554 PHP. From a start-to-finish perspective, comparing the January average rate of 29.9223 to the December average rate of 29.0781, the exchange rate registered a net change of -2.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 30.7225 was up 1.58% compared to the 2020 peak of 30.2449, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 153,613 PHP

2020 Average 144,614 PHP

Yearly Trough Low 143,336 PHP

Transaction Impact: A difference of 10,277.14 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

30.3876

28.9590

JanuMarcMayJulySeptNove

BAM to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.7148, compared to 29.8742 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1593 points.

H1 Avg (Jan–Jun) 29.7148

H2 Avg (Jul–Dec) 29.8742

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 1.2986 PHP (High: 30.6191 / Low: 29.3205). On the other end, June was the most stable month, with a tight range of 0.3451 PHP (High: 29.8686 / Low: 29.5235).

August Spread (Volatile) ±1.2986

June Spread (Stable) ±0.3451

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7224 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7224

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 30.2686) against the same month in 2020 (average: 28.9021), the exchange rate shifted by +1.3665 (+4.73%).

2021 Avg (July) 30.2686

2020 Avg (July) 28.9021

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	30.3280	29.6428	29.9223
February	30.4611	29.4182	29.8525
March	29.9383	29.0969	29.5293
April	29.9468	29.0314	29.5765
May	30.1473	29.4172	29.7298
June	29.8686	29.5235	29.6784
July	30.7225	29.8163	30.2686
August	30.6191	29.3205	30.2088
September	30.5775	30.0265	30.2358
October	30.2784	29.8614	30.0880
November	29.9878	28.8771	29.3656
December	29.7028	28.6671	29.0781