2020 BAM to RSD Historical Review

YEARLY HIGH

60.6833 RSD

YEARLY LOW

59.3009 RSD

YEARLY AVERAGE

60.1000 RSD

2020 BAM to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 60.6833. Conversely, the yearly low was recorded on March 28, dropping to 59.3009.

This high-to-low spread represents a total annual volatility of 1.3825 RSD. From a start-to-finish perspective, comparing the January average rate of 60.1106 to the December average rate of 60.1157, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 60.6833 was down 0.50% compared to the 2019 peak of 60.9866, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 303,417 RSD

2019 Average 301,252 RSD

Yearly Trough Low 296,504 RSD

Transaction Impact: A difference of 6,912.28 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

60.1764

60.0339

JanuMarcMayJulySeptNove

BAM to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 60.0975, compared to 60.1025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 60.0975

H2 Avg (Jul–Dec) 60.1025

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3516 RSD (High: 60.6525 / Low: 59.3009). On the other end, January was the most stable month, with a tight range of 0.4157 RSD (High: 60.2739 / Low: 59.8582).

March Spread (Volatile) ±1.3516

January Spread (Stable) ±0.4157

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0644 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0644

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 60.0890) against the same month in 2019 (average: 60.3365), the exchange rate shifted by -0.2476 (-0.41%).

2020 Avg (April) 60.0890

2019 Avg (April) 60.3365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.2739	59.8582	60.1106
February	60.3116	59.7883	60.0818
March	60.6525	59.3009	60.1276
April	60.6833	59.7263	60.0890
May	60.3313	59.5282	60.0670
June	60.5388	59.4254	60.1092
July	60.4775	59.5133	60.0458
August	60.6224	59.6837	60.1132
September	60.4698	59.8408	60.1645
October	60.3650	59.9211	60.1200
November	60.4041	59.6554	60.0556
December	60.4193	59.5842	60.1157