2021 BAM to RSD Historical Review

YEARLY HIGH

60.6175 RSD

YEARLY LOW

59.7173 RSD

YEARLY AVERAGE

60.1271 RSD

2021 BAM to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 60.6175. Conversely, the yearly low was recorded on December 8, dropping to 59.7173.

This high-to-low spread represents a total annual volatility of 0.9002 RSD. From a start-to-finish perspective, comparing the January average rate of 60.2377 to the December average rate of 60.1116, the exchange rate registered a net change of -0.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 60.6175 was down 0.11% compared to the 2020 peak of 60.6833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 303,087 RSD

2020 Average 300,500 RSD

Yearly Trough Low 298,586 RSD

Transaction Impact: A difference of 4,501.06 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

60.2512

60.0895

JanuMarcMayJulySeptNove

BAM to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 60.1342, compared to 60.1200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 60.1342

H2 Avg (Jul–Dec) 60.1200

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.8382 RSD (High: 60.5555 / Low: 59.7173). On the other end, September was the most stable month, with a tight range of 0.0149 RSD (High: 60.1305 / Low: 60.1156).

December Spread (Volatile) ±0.8382

September Spread (Stable) ±0.0149

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1247 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 60.2377) against the same month in 2020 (average: 60.1106), the exchange rate shifted by +0.1271 (+0.21%).

2021 Avg (January) 60.2377

2020 Avg (January) 60.1106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.6175	59.8589	60.2377
February	60.1280	60.1019	60.1131
March	60.1228	60.0819	60.1087
April	60.1305	59.8752	60.1029
May	60.1407	60.0973	60.1245
June	60.1305	60.0703	60.1181
July	60.2623	60.0909	60.1217
August	60.1305	60.0998	60.1125
September	60.1305	60.1156	60.1206
October	60.1305	60.0837	60.1127
November	60.5332	59.8793	60.1408
December	60.5555	59.7173	60.1116