2020 BAM to SCR Historical Review

YEARLY HIGH

13.3096 SCR

YEARLY LOW

7.1958 SCR

YEARLY AVERAGE

10.0510 SCR

2020 BAM to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 13.3096. Conversely, the yearly low was recorded on March 16, dropping to 7.1958.

This high-to-low spread represents a total annual volatility of 6.1137 SCR. From a start-to-finish perspective, comparing the January average rate of 7.7565 to the December average rate of 13.1900, the exchange rate registered a net change of 70.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.3096 was up 65.40% compared to the 2019 peak of 8.0467, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 66,548 SCR

2019 Average 39,152 SCR

Yearly Trough Low 35,979 SCR

Transaction Impact: A difference of 30,568.70 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.7467

7.0658

JanuMarcMayJulySeptNove

BAM to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6686, compared to 11.4333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7647 points.

H1 Avg (Jan–Jun) 8.6686

H2 Avg (Jul–Dec) 11.4333

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 2.1199 SCR (High: 9.7474 / Low: 7.6275). On the other end, September was the most stable month, with a tight range of 0.2715 SCR (High: 10.9687 / Low: 10.6972).

April Spread (Volatile) ±2.1199

September Spread (Stable) ±0.2715

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1340 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.1340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 13.1900) against the same month in 2019 (average: 7.7821), the exchange rate shifted by +5.4079 (+69.49%).

2020 Avg (December) 13.1900

2019 Avg (December) 7.7821

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	7.8550	7.3010	7.7565
February	7.7503	7.4661	7.6226
March	8.0212	7.1958	7.7290
April	9.7474	7.6275	9.0949
May	10.0118	8.9361	9.6981
June	10.2945	9.6366	10.1107
July	10.7881	10.0770	10.3306
August	11.2601	10.6876	10.8003
September	10.9687	10.6972	10.8261
October	11.6743	10.7645	11.1252
November	12.7526	11.5098	12.3278
December	13.3096	12.7329	13.1900