YEARLY HIGH
9.2080 SCR
YEARLY LOW
7.4435 SCR
YEARLY AVERAGE
8.2624 SCR

2025 BAM to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 9.2080. Conversely, the yearly low was recorded on January 3, dropping to 7.4435.

This high-to-low spread represents a total annual volatility of 1.7645 SCR. From a start-to-finish perspective, comparing the January average rate of 7.6119 to the December average rate of 8.6263, the exchange rate registered a net change of 13.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.2080 was up 9.60% compared to the 2024 peak of 8.4015, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 46,040 SCR
2024 Average 37,826 SCR
Yearly Trough Low 37,217 SCR
Transaction Impact: A difference of 8,822.56 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

8.8439
7.4999
JanuMarcMayJulySeptNove

BAM to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.0130, compared to 8.5118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4988 points.

H1 Avg (Jan–Jun) 8.0130
H2 Avg (Jul–Dec) 8.5118

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 1.1942 SCR (High: 9.1840 / Low: 7.9898). On the other end, May was the most stable month, with a tight range of 0.2077 SCR (High: 8.2744 / Low: 8.0667).

December Spread (Volatile) ±1.1942
May Spread (Stable) ±0.2077

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2928 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.2928

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 8.7319) against the same month in 2024 (average: 7.6405), the exchange rate shifted by +1.0914 (+14.28%).

2025 Avg (September) 8.7319
2024 Avg (September) 7.6405

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.0143 7.4435 7.6119
February 7.9733 7.5170 7.6811
March 8.1126 7.7007 7.9251
April 8.4315 7.8961 8.1881
May 8.2744 8.0667 8.1978
June 8.7519 8.2011 8.4738
July 8.7536 8.2771 8.5164
August 9.0291 8.3464 8.5704
September 9.2080 8.4379 8.7319
October 9.0191 8.0561 8.4391
November 8.9480 7.9254 8.1865
December 9.1840 7.9898 8.6263