2021 BAM to XDR Historical Review

YEARLY HIGH

0.4364 XDR

YEARLY LOW

0.4093 XDR

YEARLY AVERAGE

0.4246 XDR

2021 BAM to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.4364. Conversely, the yearly low was recorded on November 24, dropping to 0.4093.

This high-to-low spread represents a total annual volatility of 0.0271 XDR. From a start-to-finish perspective, comparing the January average rate of 0.4317 to the December average rate of 0.4123, the exchange rate registered a net change of -4.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4364 was up 0.17% compared to the 2020 peak of 0.4357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 2,182 XDR

2020 Average 2,094 XDR

Yearly Trough Low 2,046 XDR

Transaction Impact: A difference of 135.68 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4337

0.4104

JanuMarcMayJulySeptNove

BAM to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4291, compared to 0.4200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.4291

H2 Avg (Jul–Dec) 0.4200

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0116 XDR (High: 0.4208 / Low: 0.4093). On the other end, December was the most stable month, with a tight range of 0.0030 XDR (High: 0.4137 / Low: 0.4107).

November Spread (Volatile) ±0.0116

December Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0049 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4317) against the same month in 2020 (average: 0.4114), the exchange rate shifted by +0.0204 (+4.95%).

2021 Avg (January) 0.4317

2020 Avg (January) 0.4114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4364	0.4282	0.4317
February	0.4310	0.4270	0.4292
March	0.4287	0.4229	0.4260
April	0.4304	0.4232	0.4274
May	0.4333	0.4284	0.4312
June	0.4323	0.4251	0.4291
July	0.4281	0.4233	0.4249
August	0.4264	0.4214	0.4235
September	0.4276	0.4200	0.4240
October	0.4216	0.4184	0.4201
November	0.4208	0.4093	0.4152
December	0.4137	0.4107	0.4123