2020 BAM to YER Historical Review

YEARLY HIGH

157.1897 YER

YEARLY LOW

137.3640 YER

YEARLY AVERAGE

146.0476 YER

2020 BAM to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 157.1897. Conversely, the yearly low was recorded on March 22, dropping to 137.3640.

This high-to-low spread represents a total annual volatility of 19.8257 YER. From a start-to-finish perspective, comparing the January average rate of 142.1186 to the December average rate of 155.7586, the exchange rate registered a net change of 9.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 157.1897 was up 6.46% compared to the 2019 peak of 147.6548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 785,948 YER

2019 Average 716,547 YER

Yearly Trough Low 686,820 YER

Transaction Impact: A difference of 99,128.54 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

157.4311

137.3614

JanuMarcMayJulySeptNove

BAM to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 140.9905, compared to 151.1048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.1143 points.

H1 Avg (Jan–Jun) 140.9905

H2 Avg (Jul–Dec) 151.1048

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.7492 YER (High: 146.1132 / Low: 137.3640). On the other end, April was the most stable month, with a tight range of 2.2676 YER (High: 140.1828 / Low: 137.9152).

March Spread (Volatile) ±8.7492

April Spread (Stable) ±2.2676

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.5417 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.5417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 155.7586) against the same month in 2019 (average: 142.1967), the exchange rate shifted by +13.5619 (+9.54%).

2020 Avg (December) 155.7586

2019 Avg (December) 142.1967

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	143.3468	140.8150	142.1186
February	141.6207	138.1457	139.6473
March	146.1132	137.3640	141.5756
April	140.1828	137.9152	139.0339
May	142.5397	138.0498	139.5353
June	145.5698	142.1837	144.0321
July	151.7392	143.3445	146.4477
August	152.8535	150.1866	151.3496
September	153.5044	149.0198	150.9867
October	151.7793	149.3756	150.6124
November	153.4167	149.1203	151.4738
December	157.1897	153.1825	155.7586