2021 BAM to YER Historical Review

YEARLY HIGH

158.0665 YER

YEARLY LOW

143.5012 YER

YEARLY AVERAGE

151.4460 YER

2021 BAM to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 158.0665. Conversely, the yearly low was recorded on November 24, dropping to 143.5012.

This high-to-low spread represents a total annual volatility of 14.5653 YER. From a start-to-finish perspective, comparing the January average rate of 155.8394 to the December average rate of 144.6160, the exchange rate registered a net change of -7.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 158.0665 was up 0.56% compared to the 2020 peak of 157.1897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 790,333 YER

2020 Average 730,395 YER

Yearly Trough Low 717,506 YER

Transaction Impact: A difference of 72,826.47 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

156.9617

143.4937

JanuMarcMayJulySeptNove

BAM to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 154.1971, compared to 148.6950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.5021 points.

H1 Avg (Jan–Jun) 154.1971

H2 Avg (Jul–Dec) 148.6950

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 5.0079 YER (High: 155.2526 / Low: 150.2447). On the other end, December was the most stable month, with a tight range of 1.2289 YER (High: 145.0456 / Low: 143.8167).

April Spread (Volatile) ±5.0079

December Spread (Stable) ±1.2289

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.7085 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.7085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 155.8394) against the same month in 2020 (average: 142.1186), the exchange rate shifted by +13.7208 (+9.65%).

2021 Avg (January) 155.8394

2020 Avg (January) 142.1186

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	158.0665	154.4216	155.8394
February	155.7569	153.3400	154.7595
March	154.3857	150.1796	152.3230
April	155.2526	150.2447	152.8744
May	156.6330	153.8277	155.3036
June	156.2214	152.0557	154.0825
July	152.6787	150.4490	151.3740
August	152.1970	149.5153	150.6511
September	152.2866	148.0486	151.0775
October	149.1798	147.8222	148.4921
November	148.4440	143.5012	145.9591
December	145.0456	143.8167	144.6160