2020 BBD to INR Historical Review

YEARLY HIGH

38.4849 INR

YEARLY LOW

35.3620 INR

YEARLY AVERAGE

37.0651 INR

2020 BBD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 38.4849. Conversely, the yearly low was recorded on January 15, dropping to 35.3620.

This high-to-low spread represents a total annual volatility of 3.1229 INR. From a start-to-finish perspective, comparing the January average rate of 35.6347 to the December average rate of 36.8304, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 38.4849 was up 6.65% compared to the 2019 peak of 36.0852, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 192,425 INR

2019 Average 176,017 INR

Yearly Trough Low 176,810 INR

Transaction Impact: A difference of 15,614.75 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

38.3619

35.3868

JanuMarcMayJulySeptNove

BBD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.0912, compared to 37.0390 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0522 points.

H1 Avg (Jan–Jun) 37.0912

H2 Avg (Jul–Dec) 37.0390

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.1980 INR (High: 38.2855 / Low: 36.0875). On the other end, May was the most stable month, with a tight range of 0.4280 INR (High: 38.1125 / Low: 37.6845).

March Spread (Volatile) ±2.1980

May Spread (Stable) ±0.4280

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5258 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5258

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 38.1140) against the same month in 2019 (average: 34.7126), the exchange rate shifted by +3.4014 (+9.80%).

2020 Avg (April) 38.1140

2019 Avg (April) 34.7126

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.9832	35.3620	35.6347
February	36.0875	35.5552	35.7925
March	38.2855	36.0875	37.2660
April	38.4849	37.6342	38.1140
May	38.1125	37.6845	37.8564
June	38.2020	37.5330	37.8835
July	37.7276	37.2700	37.4532
August	37.5817	36.5643	37.2899
September	36.9637	36.5252	36.7642
October	37.3069	36.4806	36.7835
November	37.4438	36.8952	37.1131
December	37.0607	36.5287	36.8304