YEARLY HIGH
38.1058 INR
YEARLY LOW
36.1904 INR
YEARLY AVERAGE
36.9610 INR

2021 BBD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 38.1058. Conversely, the yearly low was recorded on March 22, dropping to 36.1904.

This high-to-low spread represents a total annual volatility of 1.9154 INR. From a start-to-finish perspective, comparing the January average rate of 36.5553 to the December average rate of 37.7058, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 38.1058 was down 0.99% compared to the 2020 peak of 38.4849, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 190,529 INR
2020 Average 185,338 INR
Yearly Trough Low 180,952 INR
Transaction Impact: A difference of 9,577.24 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

37.8371
36.2613
JanuMarcMayJulySeptNove

BBD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.6679, compared to 37.2542 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5863 points.

H1 Avg (Jan–Jun) 36.6679
H2 Avg (Jul–Dec) 37.2542

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.0849 INR (High: 37.7247 / Low: 36.6399). On the other end, January was the most stable month, with a tight range of 0.3060 INR (High: 36.7594 / Low: 36.4534).

April Spread (Volatile) ±1.0849
January Spread (Stable) ±0.3060

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6414 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6414

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 37.7058) against the same month in 2020 (average: 36.8304), the exchange rate shifted by +0.8754 (+2.38%).

2021 Avg (December) 37.7058
2020 Avg (December) 36.8304

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.7594 36.4534 36.5553
February 36.8469 36.1912 36.4155
March 36.7228 36.1904 36.3926
April 37.7247 36.6399 37.2380
May 37.0478 36.1968 36.5966
June 37.1857 36.4048 36.8091
July 37.4968 37.1261 37.2601
August 37.2458 36.4985 37.0576
September 37.1613 36.4927 36.7991
October 37.7421 37.0761 37.4617
November 37.5276 36.9594 37.2408
December 38.1058 37.2167 37.7058