2014 BBD to PHP Historical Review

YEARLY HIGH

22.7044 PHP

YEARLY LOW

21.6244 PHP

YEARLY AVERAGE

22.2015 PHP

2014 BBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 22.7044. Conversely, the yearly low was recorded on July 23, dropping to 21.6244.

This high-to-low spread represents a total annual volatility of 1.0801 PHP. From a start-to-finish perspective, comparing the January average rate of 22.4831 to the December average rate of 22.3396, the exchange rate registered a net change of -0.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 22.7044 was up 1.79% compared to the 2013 peak of 22.3043, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 113,522 PHP

2013 Average 106,149 PHP

Yearly Trough Low 108,122 PHP

Transaction Impact: A difference of 5,400.27 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

22.5571

21.6685

JanuMarcMayJulySeptNove

BBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.2424, compared to 22.1606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0818 points.

H1 Avg (Jan–Jun) 22.2424

H2 Avg (Jul–Dec) 22.1606

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.7452 PHP (High: 22.5126 / Low: 21.7673). On the other end, November was the most stable month, with a tight range of 0.1273 PHP (High: 22.5583 / Low: 22.4310).

September Spread (Volatile) ±0.7452

November Spread (Stable) ±0.1273

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3528 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3528

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 22.4321) against the same month in 2013 (average: 20.3418), the exchange rate shifted by +2.0902 (+10.28%).

2014 Avg (February) 22.4321

2013 Avg (February) 20.3418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.6955	22.1942	22.4831
February	22.7044	22.2335	22.4321
March	22.6305	22.1855	22.3905
April	22.4860	22.1861	22.3023
May	22.2639	21.7974	21.9495
June	22.0297	21.7691	21.8968
July	21.9063	21.6244	21.7426
August	22.0295	21.8132	21.8947
September	22.5126	21.7673	22.0976
October	22.4825	22.3436	22.4088
November	22.5583	22.4310	22.4804
December	22.4282	22.2367	22.3396