YEARLY HIGH
29.7050 PHP
YEARLY LOW
27.6750 PHP
YEARLY AVERAGE
28.7471 PHP

2025 BBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 29.7050. Conversely, the yearly low was recorded on May 24, dropping to 27.6750.

This high-to-low spread represents a total annual volatility of 2.0300 PHP. From a start-to-finish perspective, comparing the January average rate of 29.2331 to the December average rate of 29.4183, the exchange rate registered a net change of 0.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 29.7050 was down 0.04% compared to the 2024 peak of 29.7175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 148,525 PHP
2024 Average 143,238 PHP
Yearly Trough Low 138,375 PHP
Transaction Impact: A difference of 10,150.02 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

29.5852
27.6499
JanuMarcMayJulySeptNove

BBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.5581, compared to 28.9361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3780 points.

H1 Avg (Jan–Jun) 28.5581
H2 Avg (Jul–Dec) 28.9361

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 1.0075 PHP (High: 29.1350 / Low: 28.1275). On the other end, November was the most stable month, with a tight range of 0.2680 PHP (High: 29.5665 / Low: 29.2985).

July Spread (Volatile) ±1.0075
November Spread (Stable) ±0.2680

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6010 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 29.4183) against the same month in 2024 (average: 29.2131), the exchange rate shifted by +0.2052 (+0.70%).

2025 Avg (December) 29.4183
2024 Avg (December) 29.2131

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 29.5045 29.0025 29.2331
February 29.2475 28.8613 29.0095
March 28.9758 28.5890 28.7058
April 28.7830 27.8880 28.4121
May 27.9522 27.6750 27.8112
June 28.6583 27.8150 28.1769
July 29.1350 28.1275 28.4333
August 28.8830 28.2230 28.5328
September 29.1282 28.3465 28.6386
October 29.5423 28.9500 29.1694
November 29.5665 29.2985 29.4239
December 29.7050 29.2345 29.4183