YEARLY HIGH
84.4421 PKR
YEARLY LOW
77.0752 PKR
YEARLY AVERAGE
80.9109 PKR

2020 BBD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 84.4421. Conversely, the yearly low was recorded on March 3, dropping to 77.0752.

This high-to-low spread represents a total annual volatility of 7.3669 PKR. From a start-to-finish perspective, comparing the January average rate of 77.3655 to the December average rate of 80.1410, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 84.4421 was up 3.13% compared to the 2019 peak of 81.8791, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 422,211 PKR
2019 Average 375,506 PKR
Yearly Trough Low 385,376 PKR
Transaction Impact: A difference of 36,834.37 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

84.7321
76.5072
JanuMarcMayJulySeptNove

BBD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 79.8380, compared to 81.9838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1458 points.

H1 Avg (Jan–Jun) 79.8380
H2 Avg (Jul–Dec) 81.9838

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 6.0905 PKR (High: 83.1657 / Low: 77.0752). On the other end, February was the most stable month, with a tight range of 0.2148 PKR (High: 77.3131 / Low: 77.0983).

March Spread (Volatile) ±6.0905
February Spread (Stable) ±0.2148

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.1258 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.1258

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 84.0467) against the same month in 2019 (average: 79.6624), the exchange rate shifted by +4.3843 (+5.50%).

2020 Avg (August) 84.0467
2019 Avg (August) 79.6624

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 77.8300 77.2103 77.3655
February 77.3131 77.0983 77.1926
March 83.1657 77.0752 79.1649
April 83.8041 79.9798 82.3102
May 81.4123 79.2500 80.1844
June 84.0750 81.5176 82.8103
July 84.0671 83.0669 83.6100
August 84.4421 82.7424 84.0467
September 83.2500 82.6886 83.0091
October 82.5333 80.2250 81.4224
November 80.4924 79.0750 79.6737
December 80.3350 79.7921 80.1410