YEARLY HIGH
89.5909 PKR
YEARLY LOW
75.5986 PKR
YEARLY AVERAGE
81.4594 PKR

2021 BBD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 89.5909. Conversely, the yearly low was recorded on May 9, dropping to 75.5986.

This high-to-low spread represents a total annual volatility of 13.9923 PKR. From a start-to-finish perspective, comparing the January average rate of 80.2989 to the December average rate of 88.7749, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 89.5909 was up 6.10% compared to the 2020 peak of 84.4421, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 447,955 PKR
2020 Average 404,599 PKR
Yearly Trough Low 377,993 PKR
Transaction Impact: A difference of 69,961.48 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

89.9942
75.3634
JanuMarcMayJulySeptNove

BBD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.2472, compared to 84.6717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4246 points.

H1 Avg (Jan–Jun) 78.2472
H2 Avg (Jul–Dec) 84.6717

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.5175 PKR (High: 88.2992 / Low: 84.7817). On the other end, January was the most stable month, with a tight range of 0.5137 PKR (High: 80.5681 / Low: 80.0544).

November Spread (Volatile) ±3.5175
January Spread (Stable) ±0.5137

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6296 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.6296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 88.7749) against the same month in 2020 (average: 80.1410), the exchange rate shifted by +8.6339 (+10.77%).

2021 Avg (December) 88.7749
2020 Avg (December) 80.1410

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 80.5681 80.0544 80.2989
February 80.2345 78.8772 79.6934
March 78.9958 76.3202 78.0638
April 77.1750 76.2742 76.5826
May 77.6279 75.5986 76.6389
June 79.1325 77.2000 78.2053
July 81.2945 78.5344 79.9974
August 83.3674 81.2945 82.3727
September 85.4421 83.5461 84.2326
October 87.5618 85.2500 85.9697
November 88.2992 84.7817 86.6829
December 89.5909 87.6485 88.7749