2014 BBD to SAR Historical Review

YEARLY HIGH

1.8801 SAR

YEARLY LOW

1.8742 SAR

YEARLY AVERAGE

1.8755 SAR

2014 BBD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BBD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.8801. Conversely, the yearly low was recorded on September 14, dropping to 1.8742.

This high-to-low spread represents a total annual volatility of 0.0060 SAR. From a start-to-finish perspective, comparing the January average rate of 1.8753 to the December average rate of 1.8767, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.8801 was up 0.02% compared to the 2013 peak of 1.8798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 9,401 SAR

2013 Average 9,376 SAR

Yearly Trough Low 9,371 SAR

Transaction Impact: A difference of 29.77 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.8768

1.8751

JanuMarcMayJulySeptNove

BBD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8753, compared to 1.8758 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 1.8753

H2 Avg (Jul–Dec) 1.8758

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0045 SAR (High: 1.8801 / Low: 1.8757). On the other end, July was the most stable month, with a tight range of 0.0002 SAR (High: 1.8753 / Low: 1.8751).

November Spread (Volatile) ±0.0045

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 1.8762) against the same month in 2013 (average: 1.8752), the exchange rate shifted by +0.0010 (+0.05%).

2014 Avg (November) 1.8762

2013 Avg (November) 1.8752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8769	1.8749	1.8753
February	1.8758	1.8750	1.8752
March	1.8759	1.8751	1.8752
April	1.8764	1.8751	1.8753
May	1.8754	1.8750	1.8752
June	1.8756	1.8751	1.8753
July	1.8753	1.8751	1.8752
August	1.8766	1.8751	1.8753
September	1.8757	1.8742	1.8753
October	1.8787	1.8750	1.8758
November	1.8801	1.8757	1.8762
December	1.8770	1.8760	1.8767