2015 BBD to SAR Historical Review

YEARLY HIGH

1.8824 SAR

YEARLY LOW

1.8736 SAR

YEARLY AVERAGE

1.8756 SAR

2015 BBD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BBD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 1.8824. Conversely, the yearly low was recorded on December 27, dropping to 1.8736.

This high-to-low spread represents a total annual volatility of 0.0089 SAR. From a start-to-finish perspective, comparing the January average rate of 1.8780 to the December average rate of 1.8758, the exchange rate registered a net change of -0.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.8824 was up 0.12% compared to the 2014 peak of 1.8801, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 9,412 SAR

2014 Average 9,378 SAR

Yearly Trough Low 9,368 SAR

Transaction Impact: A difference of 44.25 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8783

1.8746

JanuMarcMayJulySeptNove

BBD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8759, compared to 1.8754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 1.8759

H2 Avg (Jul–Dec) 1.8754

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0060 SAR (High: 1.8824 / Low: 1.8764). On the other end, July was the most stable month, with a tight range of 0.0006 SAR (High: 1.8756 / Low: 1.8750).

January Spread (Volatile) ±0.0060

July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.8780) against the same month in 2014 (average: 1.8753), the exchange rate shifted by +0.0028 (+0.15%).

2015 Avg (January) 1.8780

2014 Avg (January) 1.8753

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8824	1.8764	1.8780
February	1.8791	1.8750	1.8760
March	1.8758	1.8739	1.8753
April	1.8758	1.8744	1.8753
May	1.8768	1.8748	1.8753
June	1.8762	1.8746	1.8752
July	1.8756	1.8750	1.8752
August	1.8758	1.8749	1.8754
September	1.8759	1.8745	1.8752
October	1.8756	1.8740	1.8749
November	1.8780	1.8749	1.8757
December	1.8774	1.8736	1.8758