2012 BDT to JMD Historical Review

YEARLY HIGH

1.1582 JMD

YEARLY LOW

1.0185 JMD

YEARLY AVERAGE

1.0790 JMD

2012 BDT to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BDT to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.1582. Conversely, the yearly low was recorded on January 26, dropping to 1.0185.

This high-to-low spread represents a total annual volatility of 0.1396 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0351 to the December average rate of 1.1383, the exchange rate registered a net change of 9.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.1582 was down 5.88% compared to the 2011 peak of 1.2304, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 5,791 JMD

2011 Average 5,804 JMD

Yearly Trough Low 5,093 JMD

Transaction Impact: A difference of 698.17 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.1486

1.0248

JanuMarcMayJulySeptNove

BDT to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0542, compared to 1.1038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0496 points.

H1 Avg (Jan–Jun) 1.0542

H2 Avg (Jul–Dec) 1.1038

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.0400 JMD (High: 1.0595 / Low: 1.0196). On the other end, April was the most stable month, with a tight range of 0.0054 JMD (High: 1.0604 / Low: 1.0550).

February Spread (Volatile) ±0.0400

April Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.1383) against the same month in 2011 (average: 1.1006), the exchange rate shifted by +0.0377 (+3.43%).

2012 Avg (December) 1.1383

2011 Avg (December) 1.1006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0541	1.0185	1.0351
February	1.0595	1.0196	1.0386
March	1.0635	1.0542	1.0585
April	1.0604	1.0550	1.0584
May	1.0689	1.0560	1.0627
June	1.0793	1.0631	1.0717
July	1.0894	1.0728	1.0808
August	1.0959	1.0870	1.0923
September	1.0952	1.0898	1.0920
October	1.1140	1.0928	1.1049
November	1.1208	1.1081	1.1143
December	1.1582	1.1202	1.1383