2014 BDT to JMD Historical Review

YEARLY HIGH

1.4781 JMD

YEARLY LOW

1.3637 JMD

YEARLY AVERAGE

1.4297 JMD

2014 BDT to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BDT to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 1.4781. Conversely, the yearly low was recorded on January 6, dropping to 1.3637.

This high-to-low spread represents a total annual volatility of 0.1144 JMD. From a start-to-finish perspective, comparing the January average rate of 1.3698 to the December average rate of 1.4688, the exchange rate registered a net change of 7.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4781 was up 8.19% compared to the 2013 peak of 1.3662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 7,390 JMD

2013 Average 6,390 JMD

Yearly Trough Low 6,819 JMD

Transaction Impact: A difference of 571.86 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4787

1.3599

JanuMarcMayJulySeptNove

BDT to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4038, compared to 1.4555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0516 points.

H1 Avg (Jan–Jun) 1.4038

H2 Avg (Jul–Dec) 1.4555

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0188 JMD (High: 1.4089 / Low: 1.3901). On the other end, September was the most stable month, with a tight range of 0.0051 JMD (High: 1.4564 / Low: 1.4512).

March Spread (Volatile) ±0.0188

September Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0008 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.4688) against the same month in 2013 (average: 1.3457), the exchange rate shifted by +0.1232 (+9.15%).

2014 Avg (December) 1.4688

2013 Avg (December) 1.3457

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3795	1.3637	1.3698
February	1.3925	1.3796	1.3849
March	1.4089	1.3901	1.3995
April	1.4158	1.4061	1.4107
May	1.4323	1.4144	1.4241
June	1.4390	1.4285	1.4341
July	1.4525	1.4386	1.4471
August	1.4558	1.4477	1.4517
September	1.4564	1.4512	1.4536
October	1.4558	1.4495	1.4528
November	1.4641	1.4527	1.4587
December	1.4781	1.4646	1.4688