2020 BDT to PEN Historical Review

YEARLY HIGH

0.0433 PEN

YEARLY LOW

0.0390 PEN

YEARLY AVERAGE

0.0412 PEN

2020 BDT to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 0.0433. Conversely, the yearly low was recorded on January 2, dropping to 0.0390.

This high-to-low spread represents a total annual volatility of 0.0043 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0392 to the December average rate of 0.0425, the exchange rate registered a net change of 8.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0433 was up 7.24% compared to the 2019 peak of 0.0404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 216 PEN

2019 Average 198 PEN

Yearly Trough Low 195 PEN

Transaction Impact: A difference of 21.54 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0429

0.0389

JanuMarcMayJulySeptNove

BDT to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0402, compared to 0.0421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0402

H2 Avg (Jul–Dec) 0.0421

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0020 PEN (High: 0.0421 / Low: 0.0402). On the other end, December was the most stable month, with a tight range of 0.0005 PEN (High: 0.0428 / Low: 0.0423).

March Spread (Volatile) ±0.0020

December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0425) against the same month in 2019 (average: 0.0397), the exchange rate shifted by +0.0028 (+7.09%).

2020 Avg (November) 0.0425

2019 Avg (November) 0.0397

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0399	0.0390	0.0392
February	0.0407	0.0396	0.0399
March	0.0421	0.0402	0.0411
April	0.0407	0.0396	0.0401
May	0.0406	0.0397	0.0402
June	0.0417	0.0400	0.0409
July	0.0418	0.0412	0.0415
August	0.0423	0.0415	0.0420
September	0.0425	0.0416	0.0419
October	0.0427	0.0421	0.0424
November	0.0433	0.0422	0.0425
December	0.0428	0.0423	0.0425