YEARLY HIGH
0.0485 PEN
YEARLY LOW
0.0425 PEN
YEARLY AVERAGE
0.0456 PEN

2021 BDT to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.0485. Conversely, the yearly low was recorded on April 9, dropping to 0.0425.

This high-to-low spread represents a total annual volatility of 0.0060 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0428 to the December average rate of 0.0471, the exchange rate registered a net change of 10.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0485 was up 12.01% compared to the 2020 peak of 0.0433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 242 PEN
2020 Average 206 PEN
Yearly Trough Low 212 PEN
Transaction Impact: A difference of 30.06 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0487
0.0422
JanuMarcMayJulySeptNove

BDT to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0440, compared to 0.0473 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.0440
H2 Avg (Jul–Dec) 0.0473

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0026 PEN (High: 0.0450 / Low: 0.0425). On the other end, February was the most stable month, with a tight range of 0.0003 PEN (High: 0.0431 / Low: 0.0429).

April Spread (Volatile) ±0.0026
February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0012 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0480) against the same month in 2020 (average: 0.0420), the exchange rate shifted by +0.0060 (+14.31%).

2021 Avg (August) 0.0480
2020 Avg (August) 0.0420

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0430 0.0426 0.0428
February 0.0431 0.0429 0.0430
March 0.0444 0.0431 0.0438
April 0.0450 0.0425 0.0436
May 0.0454 0.0432 0.0445
June 0.0470 0.0451 0.0462
July 0.0469 0.0457 0.0464
August 0.0485 0.0462 0.0480
September 0.0483 0.0480 0.0482
October 0.0483 0.0458 0.0469
November 0.0474 0.0466 0.0469
December 0.0476 0.0462 0.0471