YEARLY HIGH
1.9908 PKR
YEARLY LOW
1.8152 PKR
YEARLY AVERAGE
1.9073 PKR

2020 BDT to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 1.9908. Conversely, the yearly low was recorded on February 25, dropping to 1.8152.

This high-to-low spread represents a total annual volatility of 0.1756 PKR. From a start-to-finish perspective, comparing the January average rate of 1.8238 to the December average rate of 1.8902, the exchange rate registered a net change of 3.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9908 was up 2.81% compared to the 2019 peak of 1.9363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 9,954 PKR
2019 Average 8,897 PKR
Yearly Trough Low 9,076 PKR
Transaction Impact: A difference of 878.12 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9982
1.8017
JanuMarcMayJulySeptNove

BDT to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8810, compared to 1.9335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0526 points.

H1 Avg (Jan–Jun) 1.8810
H2 Avg (Jul–Dec) 1.9335

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1390 PKR (High: 1.9546 / Low: 1.8156). On the other end, February was the most stable month, with a tight range of 0.0060 PKR (High: 1.8212 / Low: 1.8152).

March Spread (Volatile) ±0.1390
February Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0515 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.9818) against the same month in 2019 (average: 1.8868), the exchange rate shifted by +0.0950 (+5.03%).

2020 Avg (August) 1.9818
2019 Avg (August) 1.8868

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8281 1.8199 1.8238
February 1.8212 1.8152 1.8181
March 1.9546 1.8156 1.8667
April 1.9767 1.8837 1.9392
May 1.9196 1.8663 1.8877
June 1.9804 1.9200 1.9504
July 1.9829 1.9568 1.9717
August 1.9908 1.9532 1.9818
September 1.9635 1.9508 1.9576
October 1.9482 1.8907 1.9206
November 1.8978 1.8647 1.8793
December 1.8945 1.8815 1.8902