2021 BDT to PKR Historical Review

YEARLY HIGH

2.0800 PKR

YEARLY LOW

1.7938 PKR

YEARLY AVERAGE

1.9147 PKR

2021 BDT to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 2.0800. Conversely, the yearly low was recorded on May 12, dropping to 1.7938.

This high-to-low spread represents a total annual volatility of 0.2862 PKR. From a start-to-finish perspective, comparing the January average rate of 1.8935 to the December average rate of 2.0696, the exchange rate registered a net change of 9.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0800 was up 4.48% compared to the 2020 peak of 1.9908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 10,400 PKR

2020 Average 9,537 PKR

Yearly Trough Low 8,969 PKR

Transaction Impact: A difference of 1,430.83 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.0958

1.7816

JanuMarcMayJulySeptNove

BDT to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8462, compared to 1.9832 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1370 points.

H1 Avg (Jan–Jun) 1.8462

H2 Avg (Jul–Dec) 1.9832

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0812 PKR (High: 2.0581 / Low: 1.9770). On the other end, January was the most stable month, with a tight range of 0.0134 PKR (High: 1.9023 / Low: 1.8888).

November Spread (Volatile) ±0.0812

January Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0373 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0373

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.0696) against the same month in 2020 (average: 1.8902), the exchange rate shifted by +0.1794 (+9.49%).

2021 Avg (December) 2.0696

2020 Avg (December) 1.8902

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9023	1.8888	1.8935
February	1.8920	1.8610	1.8800
March	1.8631	1.8005	1.8427
April	1.8198	1.7988	1.8078
May	1.8309	1.7938	1.8081
June	1.8667	1.8206	1.8448
July	1.9152	1.8572	1.8870
August	1.9579	1.9152	1.9382
September	1.9951	1.9613	1.9753
October	2.0453	1.9905	2.0082
November	2.0581	1.9770	2.0209
December	2.0800	2.0424	2.0696