2014 BDT to TOP Historical Review

YEARLY HIGH

0.0260 TOP

YEARLY LOW

0.0232 TOP

YEARLY AVERAGE

0.0243 TOP

2014 BDT to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BDT to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on November 11, valuing the pair at 0.0260. Conversely, the yearly low was recorded on July 13, dropping to 0.0232.

This high-to-low spread represents a total annual volatility of 0.0029 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0240 to the December average rate of 0.0253, the exchange rate registered a net change of 5.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0260 was up 6.19% compared to the 2013 peak of 0.0245, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 130 TOP

2013 Average 115 TOP

Yearly Trough Low 116 TOP

Transaction Impact: A difference of 14.31 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0259

0.0234

JanuMarcMayJulySeptNove

BDT to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0239, compared to 0.0248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0239

H2 Avg (Jul–Dec) 0.0248

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0014 TOP (High: 0.0253 / Low: 0.0238). On the other end, January was the most stable month, with a tight range of 0.0004 TOP (High: 0.0242 / Low: 0.0238).

September Spread (Volatile) ±0.0014

January Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0257) against the same month in 2013 (average: 0.0234), the exchange rate shifted by +0.0024 (+10.11%).

2014 Avg (November) 0.0257

2013 Avg (November) 0.0234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0242	0.0238	0.0240
February	0.0243	0.0239	0.0241
March	0.0240	0.0235	0.0239
April	0.0240	0.0232	0.0236
May	0.0241	0.0234	0.0239
June	0.0242	0.0238	0.0239
July	0.0240	0.0232	0.0237
August	0.0243	0.0235	0.0240
September	0.0253	0.0238	0.0246
October	0.0257	0.0251	0.0253
November	0.0260	0.0253	0.0257
December	0.0256	0.0251	0.0253