2020 BDT to TOP Historical Review

YEARLY HIGH

0.0285 TOP

YEARLY LOW

0.0265 TOP

YEARLY AVERAGE

0.0271 TOP

2020 BDT to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0285. Conversely, the yearly low was recorded on June 9, dropping to 0.0265.

This high-to-low spread represents a total annual volatility of 0.0020 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0271 to the December average rate of 0.0269, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0285 was up 1.93% compared to the 2019 peak of 0.0280, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 142 TOP

2019 Average 136 TOP

Yearly Trough Low 132 TOP

Transaction Impact: A difference of 10.08 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0278

0.0266

JanuMarcMayJulySeptNove

BDT to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0272, compared to 0.0270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0272

H2 Avg (Jul–Dec) 0.0270

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 TOP (High: 0.0285 / Low: 0.0272). On the other end, December was the most stable month, with a tight range of 0.0001 TOP (High: 0.0270 / Low: 0.0269).

March Spread (Volatile) ±0.0013

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0277) against the same month in 2019 (average: 0.0269), the exchange rate shifted by +0.0008 (+2.85%).

2020 Avg (March) 0.0277

2019 Avg (March) 0.0269

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0273	0.0268	0.0271
February	0.0273	0.0272	0.0273
March	0.0285	0.0272	0.0277
April	0.0279	0.0272	0.0275
May	0.0274	0.0270	0.0272
June	0.0270	0.0265	0.0267
July	0.0270	0.0267	0.0269
August	0.0270	0.0267	0.0269
September	0.0273	0.0266	0.0269
October	0.0274	0.0272	0.0273
November	0.0274	0.0270	0.0271
December	0.0270	0.0269	0.0269