YEARLY HIGH
1.2698 BZD
YEARLY LOW
1.1549 BZD
YEARLY AVERAGE
1.2193 BZD

2021 BGN to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.2698. Conversely, the yearly low was recorded on November 24, dropping to 1.1549.

This high-to-low spread represents a total annual volatility of 0.1149 BZD. From a start-to-finish perspective, comparing the January average rate of 1.2550 to the December average rate of 1.1647, the exchange rate registered a net change of -7.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2698 was up 0.29% compared to the 2020 peak of 1.2660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,349 BZD
2020 Average 5,880 BZD
Yearly Trough Low 5,774 BZD
Transaction Impact: A difference of 574.42 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2640
1.1557
JanuMarcMayJulySeptNove

BGN to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2419, compared to 1.1967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0452 points.

H1 Avg (Jan–Jun) 1.2419
H2 Avg (Jul–Dec) 1.1967

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0407 BZD (High: 1.1955 / Low: 1.1549). On the other end, December was the most stable month, with a tight range of 0.0112 BZD (High: 1.1706 / Low: 1.1594).

November Spread (Volatile) ±0.0407
December Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0221 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0221

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2550) against the same month in 2020 (average: 1.1443), the exchange rate shifted by +0.1107 (+9.68%).

2021 Avg (January) 1.2550
2020 Avg (January) 1.1443

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2698 1.2447 1.2550
February 1.2547 1.2339 1.2469
March 1.2458 1.2063 1.2256
April 1.2481 1.2091 1.2320
May 1.2621 1.2374 1.2515
June 1.2604 1.2215 1.2405
July 1.2242 1.2123 1.2184
August 1.2237 1.2015 1.2128
September 1.2249 1.1935 1.2141
October 1.2036 1.1881 1.1950
November 1.1955 1.1549 1.1753
December 1.1706 1.1594 1.1647