YEARLY HIGH
1.2219 BZD
YEARLY LOW
1.0523 BZD
YEARLY AVERAGE
1.1608 BZD

2025 BGN to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.2219. Conversely, the yearly low was recorded on January 15, dropping to 1.0523.

This high-to-low spread represents a total annual volatility of 0.1696 BZD. From a start-to-finish perspective, comparing the January average rate of 1.0636 to the December average rate of 1.2049, the exchange rate registered a net change of 13.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2219 was up 5.90% compared to the 2024 peak of 1.1539, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,110 BZD
2024 Average 5,575 BZD
Yearly Trough Low 5,262 BZD
Transaction Impact: A difference of 848.01 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2206
1.0493
JanuMarcMayJulySeptNove

BGN to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1230, compared to 1.1987 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0757 points.

H1 Avg (Jan–Jun) 1.1230
H2 Avg (Jul–Dec) 1.1987

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0619 BZD (High: 1.1719 / Low: 1.1100). On the other end, November was the most stable month, with a tight range of 0.0152 BZD (High: 1.1959 / Low: 1.1808).

April Spread (Volatile) ±0.0619
November Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0093 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.2064) against the same month in 2024 (average: 1.1451), the exchange rate shifted by +0.0613 (+5.35%).

2025 Avg (September) 1.2064
2024 Avg (September) 1.1451

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0783 1.0523 1.0636
February 1.0794 1.0527 1.0702
March 1.1235 1.0650 1.1082
April 1.1719 1.1100 1.1527
May 1.1719 1.1380 1.1596
June 1.2103 1.1595 1.1836
July 1.2123 1.1720 1.1997
August 1.2030 1.1721 1.1956
September 1.2219 1.1968 1.2064
October 1.2076 1.1866 1.1971
November 1.1959 1.1808 1.1884
December 1.2126 1.1955 1.2049