YEARLY HIGH
0.6239 CHF
YEARLY LOW
0.6089 CHF
YEARLY AVERAGE
0.6156 CHF

2012 BGN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.6239. Conversely, the yearly low was recorded on June 10, dropping to 0.6089.

This high-to-low spread represents a total annual volatility of 0.0150 CHF. From a start-to-finish perspective, comparing the January average rate of 0.6183 to the December average rate of 0.6176, the exchange rate registered a net change of -0.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6239 was down 7.33% compared to the 2011 peak of 0.6732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 3,119 CHF
2011 Average 3,151 CHF
Yearly Trough Low 3,044 CHF
Transaction Impact: A difference of 74.89 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6189
0.6119
JanuMarcMayJulySeptNove

BGN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6151, compared to 0.6161 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.6151
H2 Avg (Jul–Dec) 0.6161

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0102 CHF (High: 0.6239 / Low: 0.6137). On the other end, November was the most stable month, with a tight range of 0.0029 CHF (High: 0.6175 / Low: 0.6146).

January Spread (Volatile) ±0.0102
November Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0023 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.6183) against the same month in 2011 (average: 0.6531), the exchange rate shifted by -0.0348 (-5.33%).

2012 Avg (January) 0.6183
2011 Avg (January) 0.6531

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6239 0.6137 0.6183
February 0.6192 0.6123 0.6161
March 0.6202 0.6138 0.6158
April 0.6162 0.6126 0.6139
May 0.6166 0.6117 0.6142
June 0.6168 0.6089 0.6125
July 0.6162 0.6118 0.6138
August 0.6178 0.6107 0.6136
September 0.6210 0.6133 0.6174
October 0.6208 0.6174 0.6183
November 0.6175 0.6146 0.6160
December 0.6207 0.6159 0.6176