YEARLY HIGH
0.5691 CHF
YEARLY LOW
0.5290 CHF
YEARLY AVERAGE
0.5529 CHF

2021 BGN to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 4, valuing the pair at 0.5691. Conversely, the yearly low was recorded on December 3, dropping to 0.5290.

This high-to-low spread represents a total annual volatility of 0.0401 CHF. From a start-to-finish perspective, comparing the January average rate of 0.5522 to the December average rate of 0.5317, the exchange rate registered a net change of -3.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5691 was up 2.44% compared to the 2020 peak of 0.5556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,846 CHF
2020 Average 2,736 CHF
Yearly Trough Low 2,645 CHF
Transaction Impact: A difference of 200.57 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5694
0.5283
JanuMarcMayJulySeptNove

BGN to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5595, compared to 0.5462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0133 points.

H1 Avg (Jan–Jun) 0.5595
H2 Avg (Jul–Dec) 0.5462

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0125 CHF (High: 0.5640 / Low: 0.5515). On the other end, May was the most stable month, with a tight range of 0.0048 CHF (High: 0.5634 / Low: 0.5586).

February Spread (Volatile) ±0.0125
May Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0095 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.5660) against the same month in 2020 (average: 0.5410), the exchange rate shifted by +0.0250 (+4.62%).

2021 Avg (March) 0.5660
2020 Avg (March) 0.5410

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5559 0.5499 0.5522
February 0.5640 0.5515 0.5555
March 0.5691 0.5629 0.5660
April 0.5669 0.5612 0.5640
May 0.5634 0.5586 0.5604
June 0.5609 0.5560 0.5591
July 0.5608 0.5492 0.5547
August 0.5538 0.5473 0.5502
September 0.5600 0.5522 0.5557
October 0.5516 0.5409 0.5472
November 0.5417 0.5328 0.5377
December 0.5339 0.5290 0.5317