YEARLY HIGH
383.3793 CRC
YEARLY LOW
307.7464 CRC
YEARLY AVERAGE
341.3726 CRC

2020 BGN to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 383.3793. Conversely, the yearly low was recorded on March 19, dropping to 307.7464.

This high-to-low spread represents a total annual volatility of 75.6329 CRC. From a start-to-finish perspective, comparing the January average rate of 322.6474 to the December average rate of 376.6886, the exchange rate registered a net change of 16.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 383.3793 was up 7.06% compared to the 2019 peak of 358.1022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 1,916,897 CRC
2019 Average 1,680,169 CRC
Yearly Trough Low 1,538,732 CRC
Transaction Impact: A difference of 378,164.45 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

382.6743
310.8449
JanuMarcMayJulySeptNove

BGN to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 321.4296, compared to 361.3156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 39.8861 points.

H1 Avg (Jan–Jun) 321.4296
H2 Avg (Jul–Dec) 361.3156

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 24.0657 CRC (High: 331.8121 / Low: 307.7464). On the other end, October was the most stable month, with a tight range of 4.6351 CRC (High: 365.8497 / Low: 361.2146).

March Spread (Volatile) ±24.0657
October Spread (Stable) ±4.6351

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 5.5736 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -5.5736

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 376.6886) against the same month in 2019 (average: 322.0932), the exchange rate shifted by +54.5954 (+16.95%).

2020 Avg (December) 376.6886
2019 Avg (December) 322.0932

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 329.1104 318.3657 322.6474
February 321.3870 312.5573 317.7963
March 331.8121 307.7464 322.4043
April 324.1568 311.3946 316.8307
May 323.2458 313.6721 317.2601
June 337.0499 324.1093 331.6386
July 353.0913 334.1524 341.0395
August 362.9518 351.5463 358.4491
September 362.1084 355.0914 359.9203
October 365.8497 361.2146 363.1308
November 371.7380 361.3919 368.6656
December 383.3793 371.9207 376.6886